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Home Buying & Selling Tip Sheet

How to budget for closing costs

If you’re shopping for a new home, you’re probably aware that there will be some costs over and above the purchase price. It makes sense to budget for these costs so you’re not surprised – and unprepared – when you get the bill.

Most of these costs fall into a category that the real estate industry calls “closing costs.” The most common types include land transfer tax, lawyer’s fees and disbursements, sales taxes, and for newly-built homes, utility hook-ups.

You should also consider other expenses you will incur, such as home insurance and moving expenses.
Of course, if your new home is a condominium, you’ll also have to account for the monthly condo fees.

Closing costs can vary depending on the type and location of your new home. A good REALTOR® can help you determine the costs you will incur.

Here are a few tips that will save you time, and also help ensure that buying or selling your home is a smooth and transparent transaction.

A) It is important to have the money to shop so Qualifications by a bank, mortgage broker, or myself will put those dollars in your pocket
B) Once you have a verbal commitment, then I come in and narrow down your “Buyers wish list!
C) Showings are booked and you will know when the right home is for you!
D) Put in an offer with proper conditions, dates and deposit *(not the down payment)!
E) Accepted offer you fulfill the conditions
F) If all is well you sign and waive conditions
G) This the time you need a lawyer
H) They take the closing from there an I inform you of all the procedures.
I) You get the keys

Listing your home

After I have me meet with you and I will suggest what is smart to do if you want to improve something

A)  Fill out the listing form
B)  Meet for a comparative market analysis
C)  Explain process and how buyers create the market value of the home
D)  List your home with all instructions of showing
E)  Stage your home with me
F) Sign goes up and lock box is set up if house does not sell in 15-18 days usually a reduction is required.
G)  When there is a registered offer instructions by me will educate you on negotioation… If you want further info email me or call me at 905.764.6000

How to Hire a Good Interior Designer
What is interior design? As the name implies, it’s all about designing a living
area – such as a bathroom or basement – while taking into account your
needs, tastes, and budget, as well as the characteristics of the space itself.
If you’ve ever sketched out an idea for a renovation – to add a wall, install
hardwood floors, or paint – then you’ve done interior Design, as least at an
amateur level. Home improvement contractors, when they make
suggestions about how to renovate a room, are also acting as interior
According to the Association of Registered Interior Designers, “Interior
Designers will analyze your needs and budget, prepare and present you with a plan.